Personal Finances

Written by Nathan Woolard

The start of college marks many young adults' first steps into a world of greater independence. Students are able to make new friends, find new interests, and explore a whole new level of financial autonomy. So it follows that college is the perfect time to start developing practical money management strategies that will help throughout school and beyond:

Are you ready to purchase your first home, or upgrade to a different property? Buying a home is an important decision, but can often seem intimidating and overwhelming. Review these eight steps so you are ready for each stage of the process.

1.       Prequalification - Before you begin your home search, visit with a lender to see how much you may qualify for. This helps narrow the search down and having... Read More

Whether you are buying your first home, or looking to upgrade from your existing home, saving up for your down payment can be a daunting task. But it doesn’t have to be- utilize these tips below to be on the path to your new home sooner rather than later!

·         Establish How Much You Will Need: It is hard to start saving and stick to it if you do not have a plan outlined. Many organizations require 20%... Read More

Smart Uses for Your Tax Refund

With the new year well under way, tax season is quickly approaching. According to CNBC, the average Iowan received a tax refund of $2,590 in 2017. While it can be tempting to spend the extra cash on a dream vacation or the latest technology trend, smart planning and self-control can improve your financial situation for the entire year. Here are six ideas to incorporate into your tax refund planning this year:

·      ... Read More