How to Pay Off Student Loans Faster

How to Pay Off Student Loans Faster

Written by Nathan Woolard

The cost of attending college in America has never been higher, and neither has the growing mountain of student debt.  Paying back loans has become an ever-steeper battle and many people are struggling to keep up.  It’s not a fun subject to dwell on, but it is one that merits some increased effort to push through.  The sooner you pay off your student loans, the sooner you’ll be able to...
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COVID-19 Credit Card Management Tips

Written by Nathan Woolard

If you or your family are dealing with loss of income due to the COVID-19 pandemic, you may be struggling to make even the minimum payment due on your credit cards.  To make matters worse, you may also find yourself needing to use your credit cards to pay for daily essentials that normally would have been covered by your paycheck.  However, if you require extra aid, some credit card issuers are being more...
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Dealing with the Financial Hardships of COVID-19

Written by Nathan Woolard

It’s impossible to downplay the fact that we are living through an unusual and frightening time.  As businesses have closed to protect against the spread of COVID-19, countless employees have been let go and left to deal with ever-mounting financial woes without income to compensate for it.  However, if you or your family are struggling to make ends meet, there are resources available...
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Teaching Kids about Money

Written by Nathan Woolard

Children are by nature curious and observant, so remember that you are always teaching them, whether you intend to or not.  You set an example through your actions and your attitude, and the youngsters may absorb more than you expect.  With that in mind, make sure you’re...
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Smart Ways to Spend Your Stimulus Check

Written by Nathan Woolard

So, you’re getting a stimulus check and wonder how you should spend it.  While you may be tempted to burn the money on that big screen TV you’ve been wanting or to make reservations for a future vacation, there are a number of wiser decisions to consider:

Don’t Fall Victim to COVID-19 Scams

Written by Nathan Woolard

As our communities and the world find ourselves trying to navigate our way along the uncertain path set for us by the COVID-19 pandemic, we must also be vigilant to protect ourselves from those who are trying to take advantage of a panicked society.

In an advisory released by the Department of Justice, U.S. Attorney G. Zachary Terwilliger warned that “Fraudsters frequently prey upon vulnerable...
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Protecting Yourself from IRS Impersonations

Written by Nathan Woolard

In our August blog, we discussed the effects of data breaches and how to minimize damage taken in their aftermath.  However, not all information theft occurs on such a widespread or impersonal level.  Many scammers make their approach on a more direct level to nab your information straight from the source:  you.  Some of the most commonly employed scams are run by individuals impersonating...
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The CD Ladder: A Safe Way to Grow Your Money

Written by Nathan Woolard

Looking for a safe, long-term savings option that still gives you access to your money at regular intervals?  CD laddering might be right for you.  A CD (certificate of deposit) allows you to deposit funds into an account for a specific amount of time at a fixed rate.  It’s...
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How Much Can I Afford to Spend on Housing?

Written by Nathan Woolard

There’s a lot of excitement involved in buying a new home and it can certainly be fun to look around at options that fulfill your more extravagant dreams.  However, when getting caught up in the thrill of your fantasies, you might forget to ask yourself the most...
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Budgeting for the New Year

Written by Nathan Woolard

When it comes to mapping out your personal finances, the most important rule is simply that you need a budget.  There are many factors to consider when establishing your spending limits, and it can be difficult to decide where to begin.  No need to worry!  Just follow these tips to get your budget rolling:

·         Track your...
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