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Checking

       

Pick a Checking Account that's right for you.

As a bonus, ALL of our checking accounts offer these FREE services:

  • 1st Box of Checks
  • Electronic Deposits and Withdrawals
  • Internet Banking
  • Initial Debit Card
  • DCSB On-Call – Telephone Banking
  • No Transaction Fees on Debit Cards
  • Automatic Payments
  • No Annual Fees for Debit
  • Auto Transfers, including Sweeps
  • E-Statements

 

E-Checking

A no-fee checking account offered to individuals for personal use only if you meet these requirements.

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Minimum to open account - $25.00

Monthly statement –E-Statements

Internet Banking

 

Economy Checking

A regular checking account that does not include check imaging.

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  • Minimum to open account $25.00
  • Unlimited check writing
  • Monthly paper statement-- $2.00 per month fee*

               *Subject to Iowa state and local sales tax.

 

Star Checking

A regular checking account that includes check imaging for personal or business use

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Minimum to open account - $25.00

Unlimited check writing

Monthly statement including images

E-Statements

No service charge if average daily balance is $700.00 or above during the monthly statement cycle. If average daily balance falls below $700.00 the following scale is used:

Average Daily Balance Minimum Balance Fee
$699.99 to $400 $3.00*
$399.99 & below $5.00*

*Subject to Iowa state and local sales tax

 

First Experience Checking

A no-fee checking account for first time checking account holders under the age of 23. *If under 18, you must have a parent as a joint owner.

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Minimum to open account - $25.00

Unlimited check writing

Monthly statement – including images

E-Statements

 

Senior Citizens Checking

A no-fee checking account offered to those 55 and older who have a direct deposit.

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Minimum to open account - $25.00

Unlimited check writing

Monthly statement including check images

E-Statements

 

Now Checking

Interest Bearing/Unlimited Check Writing

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Minimum to open account - $1,000.00

Unlimited check writing

Interest is paid on a tiered structure on daily balance

Interest capitalized monthly

Estatements

Monthly statement including images

A service charge of $10.00* will be imposed unless the account maintains either of the following during the monthly statement cycle:

$1,000.00 – Minimum daily balance or
$1,500.00 – Minimum average balance

*Subject to Iowa state and local sales tax

 

Super Now Checking

Interest Bearing/Unlimited Check Writing

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Minimum to open account - $2,500.00

Unlimited check writing

Interest is paid on a tiered structure on a daily balance

Interest is capitalized monthly

Monthly statement including images

A service charge of $15.00* will be imposed unless the account maintains a minimum daily balance of $2,500.00 during the monthly statement cycle.

E-Statements

*Subject to Iowa state and local sales tax

 

Money Market Account

Interest Bearing/Limited Check Writing

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Minimum to open account - $2,500.00

Limited check writing

Transfers, automatic withdrawals, telephone transfers and/or checks limited to six (6) per statement cycle

Unlimited over-the-counter withdrawals

Interest is paid on a tiered structure on a daily balance

Interest capitalized monthly

Monthly statement including images

A service charge of $15.00* will be imposed unless the account maintains a minimum daily balance of $2,500.00 during the monthly statement cycle.

E-Statements

*Subject to Iowa state and local sales tax