Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction
account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage
by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositorís accounts at an
insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC
up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit
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